“The two most important days in your life are the day you are born, and the day you find out why."

(Mark Twain, 1835-1910)

As briefly described under Services, Sonam is currently developing an automated assessment tool, which has the purpose of helping banks to gain better insight in the quality level of their employees and which helps private bankers to obtain a picture of where they stand with regards to their level of competency (in the area of assessment). The development of the assessment tool is only possible with the invaluable contribution of industry leaders in their respective areas of expertise. At this moment, Sonam is actively developing the following specific modules:

Once these modules are available, we will focus on product/service specific modules (e.g. Trust, structured products, general asset management, etc.) as well as a sales module. Through this website we will keep you posted on the progress of the development.



John Grist

Picture John CristJohn Grist is the founder of Asia Wealth Management Consultancy, which specialises in the provision of Global Solutions and Policies for Private Banking Risk Management and strategic advice for Private Banks.


He is a highly experienced leader within Private Banking with particular emphasis on Risk Management having enjoyed a career that that started with Coutts & Co in London in 1978. During 30+ years within the industry he has worked at several renowned Private Banks including Merrill Lynch (Head of International Credit Unit covering Europe, including the Swiss Bank, Middle East, On-shore India and Asia Pacific), Coutts, again, this time in Singapore,  (Head of International Credit Solutions) and Bank Julius Baer (Head of Credit for UK, Channel Islands & HK).  Additionally, he headed the Asia Pacific Lending and Product Governance Team at ANZ for both Private and Retail Banking.



Kees Stoute

Kees Stoute is the founder and director of Sonam. He has more than 15 years of managerial experience in Private Banking in both operational and commercial capacities. For a more extensive description on his background, see under About Sonam.






    • It is a responsibility of the Private Banks to financially educate their customers.

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